Fact: More than half of all bone fractures are in people with osteopenia rather than osteoporosis. Right now may be the perfect time to bone up on your potential fracture risk. If you haven’t heard of FRAX, it stands for Fracture Risk Assessment Tool. It was developed by the World Health Organization (WHO) to estimate a person’s risk of bone fractu...Read More
There was a time when growing older meant relying on family or hired help to assist with health, cognitive and financial issues. While we may not be leading fully automated lives like the characters in futuristic movies and sci-fi novels, new technological advances are allowing many people to live independently for much longer. Whether you want to ...Read More
Key Points Long-term care insurance costs can be managed by adjusting your daily benefit levels. Costs vary by location, so it’s best to get local estimates and determine what benefits you may need. New hybrid insurance products can help you or your family benefit from the policy regardless of whether you use the long-term care coverage or not. Lon...Read More
Remember “The Talk,” when mom or dad sat you down to explain the facts of life? Well, it may be time for you to initiate “The Talk” again, but focusing this time not on how life begins but how it should end, even if that end is several decades from now. “I hope people will recognize there are things they should think a...Read More
The FBI … is on its way to arrest you. The IRS … is coming to seize your assets for unpaid taxes. A free vacation in paradise … is waiting for you. Press 1 and you win. Welcome to robocalls – computer-automated messaging. From social security scams to free Walmart gift cards, robocalls invade our lives. Based on present growth ra...Read More
Those who know my parents, who have always been active types, know that the word “retire” was never part of their vocabulary. So you can imagine my utter shock when they brought up the subject of retiring.
There are definitely gender differences when it comes to psychiatric issues and substance abuse. Males are more at risk for attention-deficit/hyperactivity disorder, autism, Tourette syndrome, oppositional defiant disorder and possibly schizophrenia. Because these often show up early in life, it’s thought they are caused or influenced by androgens ...Read More
Life is busy. We tend to take care of everyone and everything else before we take care of ourselves. As a result, healthy lifestyles and exercise programs often get left behind. What if there was a way to improve balance, coordination and strength while reducing stress, lowering blood pressure, and improving sleep quality? An estimated 11 million A...Read More
If you’re visiting your mom or dad and see an excessive amount of junk mail, take note: Your parent might be a prime target for fraud. “If your parents’ mail is filled with sweepstakes notifications, free gift offers and more magazines than they could possibly read, chances are good they’re on a ‘sucker list,'” w...Read More
You may think winter – with its snow and slippery ice – is the only time when the majority of falls occur. Think again. And as we and our loved ones age, falls loom large on the list of preventable injuries. So it’s time – right now – to think about how to prevent falls. According to the Centers for Disease Control (CDC): ...Read More
Key Points Knowing when to sell is just as important to building wealth as knowing when to buy Emotional decision making could impair your ability to make good long-term choices Rebalancing your portfolio on a regular basis can help lock in gains and avoid losses On May 17, 2017, the Dow Jones Industrial Average Index dropped 373 points after a ser...Read More
According to the US Department of Health and Human Services, elder abuse, which primarily occurs at home, may take several forms. The perpetrators are often family or other household members or paid caregivers. Some forms of elder abuse include… PHYSICAL ABUSE: a willful infliction of physical pain, injury, or restraint. Signs may include: Bruise...Read More