Retirement Living

Retirement Planning: How, When, and Why

Retirement can be an exciting time when you get to explore lots of new interests and activities. Retirement planning is how you make sure you have enough income for all the adventures ahead!   Have you thought about how and when you’ll retire? Are you aware of the basic realities that face everyone as they near retirement age? These are important q...Read More

Flexibility in Retirement – an Asset Worth Investing In

If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent. In our articles, we have mentioned many times that retirement must be based on good money sense, but we have also emphasized that it’s the emotional component of this new lifes...Read More

Retirement – Making It Meaningful!

At various times in our lives all of us come to a fork in the road – that place where we need to make a decision about where we want to go for our future. Picking a career, choosing a spouse, or determining whether or not to have children are examples of these significant junctures. We think that choosing to retire early rather than working f...Read More

Could You Become Car-Free?

It wasn’t a decision we took lightly. In fact, Billy and I discussed the idea of becoming car-free for several years. There were good reasons to do it: no more maintenance and repair costs; no more fees for insurance, license plate renewal, or registration; no more fuel expense; and no more worry about storing the vehicle here in the States w...Read More

Fraud Happens. To US. Here’s What to Watch For…

Seniors lose $36.4 billion each year to financial abuse — $16.8 billion of which comes from deceptive investing tactics designed specifically to take advantage of older Americans.¹ Also known as “financial exploitation,” this type of investment fraud is defined by the use of misleading language to obtain account information and permission to access...Read More

3 “Musts” When Downsizing for Retirement

Downsizing means to make something smaller. No matter if that ‘something’ is an old CD collection or the big pile of junk in your garage. But when you’re facing reducing everything you own so you can retire to a neat little cottage for a well-earned life of leisure, it’s another matter altogether. It’s your whole life! Downsizing: Here’s What You N...Read More

Retirement Countdown? Here’s Your Cheat Sheet!

One day you’re celebrating the first day at a new job. The next thing you know, toasts are being raised at your retirement party. With each passing year, the hands on the retirement clock spin faster. That’s why it’s wise to establish milestones — at 10 years, five years and one year out — to fine-tune investment strategies, buffer against market v...Read More

Working Longer? GREAT! Here’s Why ($$$-hint, hint)

WELCOME BACK to our 3-part series on the benefits of working longer.  Here we look at the financial advantages of staying in the workforce later-in-life. Now we know that financial factors are exactly what drive most people to work longer and a lot of people probably read the first article and thought, “Working longer?  I have no choice!”  But no m...Read More

Medical Tourism – Our Top 10 Q & A’s

Because Billy and I live a lifestyle of travel, we often get readers asking us basic questions about medical tourism. Below we have the answers to some of the most common questions we get asked. How do you know if this option will work for you? The following should help you decide. Q: I have heard the term “Medical Tourism,” but what exactly is it?...Read More

The Freedom that Comes with an Uncluttered Life

I like to believe I am on the cutting edge, always one step ahead of the latest trend. I commonly find that I have initiated lifestyle changes long before they are publicized on major print media or featured on television. This is why when the tiny house trend started to catch on a few years ago, my spouse and I felt like we were ahead of the game....Read More

Help! There’s Someone in My Sandbox!!!

My husband just retired. He’s a great guy. I love him dearly. He just doesn’t belong in my sandbox. There’s an old saying, “I married you for better or worse, not for lunch.” Now I know the truth in those words. In Japan, it’s estimated that 60% of the older female population suffer from RHS – Retired Husband Syndrome. ABC News described the sympto...Read More

Pay Off a Mortgage or Invest? 3 Steps – You Decide

Key Points Paying off a mortgage early could reduce overall interest paid over time Investing the funds could yield a better return than mortgage interest saved With interest rates changing, it may be time to reevaluate your options Entering retirement with the mortgage paid off is a common aspiration. Paying off a home loan even sooner than that c...Read More

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