Personal Finance

Want An Early Retirement? 3 Key Questions – and Some Tips

  Whether you want to pursue old passions and new hobbies, travel the world, or spend more time with family, many of us dream about an early retirement. The amount of money you will need to retire early depends on your goals, lifestyle and a range of other factors. There are emotional and financial components to planning for an early retiremen...Read More

Your Home Mortgage: Think Carefully

Key Points If you have extra funds left over after your expenses are paid each month, weigh your options carefully before deciding whether to pay extra on your mortgage or invest more in the market. In addition to weighing interest rates vs potential returns on investments, consider how near or far you are from retirement and how much time you have...Read More

Happy Couples – Their Top 5 Money Habits!

What are the secrets of financially happy couples? The Ameriprise study on couples and money provides some interesting answers. Key Points Most couples agree on money, but those who are not in tune financially tend to have issues communicating on financial matters. While the majority of couples have different money management styles, two-thirds hav...Read More

4 Tips: How To Pay for College

DID YOU KNOW????  Student debt of over $1 trillion has surpassed credit card debt in the United States. When it comes to saving and paying for college, be patient and be realistic about what you can expect from financial aid. Start early and consider signing up for tax-advantaged accounts to make the most of your college savings. It doesn’t m...Read More

Tax Refund Coming? Here’s Some Pointers

The tax filing season is drawing to a close, and with it comes thousands of dollars of tax returns. Whether your getting a hefty return or just lining your pockets, here are a few tips that could help make those returns last a little longer. Jimmy Goodrum, district manager for State (NC) Employees Credit Union, said recipients need to understand th...Read More

Friend, Family with Money Problems? Here’s Some Tips

When loved ones struggle with finances, it’s natural to want to help. However, sometimes it’s difficult to provide assistance without straining a relationship or compromising one’s own financial well-being. “The economy may be getting better, but many consumers are still struggling to make ends meet,” said Mike Sulliva...Read More

Make Your Retirement Savings Last! 3 Steps

You’ve worked hard and saved for the future — now you need to make sure your savings last the rest of your life. By understanding the risks you face, you can make smart choices about how much to withdraw and how to handle unexpected financial challenges. The financial implications of a long life According to the National Center for Health Sta...Read More

The Family Money Talk – Tips & How-To’s

Do you feel uncomfortable discussing topics such as life insurance needs, health care costs and education financing with your parents, your kids or even your siblings? If so, you’re not alone. According to a new Ameriprise Financial study, the majority of Americans approach family money talks with a similar sense of apprehension. But many of them f...Read More

Thinking Early Retirement? Here’s 5 Timely Medical Issues!

The effort to repeal Obamacare has failed – so start making your early retirement plans now? Not so fast. Even though the Affordable Care Act remains in place for now, the stakes are high for early retirees. The health care law’s subsidies are still there to help you pay for health insurance until you reach Medicare age at 65. But you&#...Read More

Making Our Retirement $$s Last. Here’s 5 “How-To’s”

Even if you’ve planned carefully and your retirement nest egg is hefty, there’s always a possibility that you’ll outlive — or outspend — your money. So, if you’re worried about running out of money, consider these 5 steps and alleviate your concerns. Buy longevity insurance With longevity insurance, you give the ...Read More

Your Money. Saying “No” to Your Kids…

Lou Rose responded to a post about retired Professor Robert Pritchard’s suggestion that Social Security eliminate penalties for working and collecting between age 62 and full retirement age. He wrote that he and his wife were working past full retirement age — 66 — in order to save at least a year’s worth of cash. But he worries that the money will...Read More

Lost Password

Register

Like Our Page!

Receive our updates via Facebook!