Aging

When Aging Parents Lack Health Insurance

A hospital waiting room is a lousy place to discover that Mom and Dad are broke. Unfortunately, a parent’s health crisis often provides the first warning sign that the folks have made a major financial blunder by dropping or downgrading their Medicare supplement health insurance to save money. “In a lot of cases, this comes up at the la...Read More

Just Sayin’

OVER THE HILL?? I am kinda annoyed (and that’s putting it mildly). There’s a comment on the AFL Facebook page that says being After 50 is “over the hill.” Really? It’s ONLY so in the mind of that poor, misguided, disgruntled creature. How sad is that!! My goal is NOT to present some unrealistic, unattainable image of what life is like when you reac...Read More

8 Risk Factors for Bone Fracture

Fact: More than half of all bone fractures are in people with osteopenia rather than osteoporosis. Right now may be the perfect time to bone up on your potential fracture risk. If you haven’t heard of FRAX, it stands for Fracture Risk Assessment Tool. It was developed by the World Health Organization (WHO) to estimate a person’s risk of bone fractu...Read More

5 Ways Tech Is Changing Retirement

There was a time when growing older meant relying on family or hired help to assist with health, cognitive and financial issues. While we may not be leading fully automated lives like the characters in futuristic movies and sci-fi novels, new technological advances are allowing many people to live independently for much longer. Whether you want to ...Read More

Who Am I Kidding?

I don’t linger over the fact that I’m disintegrating at jet speed. Instead, I wake up each morning in a positive frame of mind. I think about all I’d like to accomplish that day: marketing, laundry, bungee jumping. Then I hang my feet over the edge of the bed, prepare to stand and ……….. Ouch. Groan. Moan……… Wait!...Read More

70 is the New 50: Why Our Lives Are Different Today

You probably remember visiting your grandparent as a child, and they seemed so "old." Only now, you’re the same age and frankly, you don’t think you look "old and withered." In fact, we're looking good, and we are, by and large, able and mobile.

Slowly fading away: Families, patients share the toll of Alzheimer’s

She was fine two days earlier. Fine meaning she sat in a wheelchair fidgeting with the fabric seat belt that kept her from falling, blowing air through her lips and occasionally saying a word or two. “Margaret, do you look after me?” Delton Lee Johnson cooed at his wife of 54 years, one of the more than 13,000 people in Ventura County d...Read More

Women Have Menopause, Men Have Manopause

What is Andropause? Most people know that women go through menopause. Periods stop, reproduction stops, and there are a number of other signs and symptoms caused by low estrogen levels such as hot flashes and mood swings. But a dirty little secret that most people don’t know is that many men go through their version of the same thing; their own mid...Read More

Long-Term Care Insurance: Pros, Cons and Why It Matters

Key Points Long-term care insurance costs can be managed by adjusting your daily benefit levels. Costs vary by location, so it’s best to get local estimates and determine what benefits you may need. New hybrid insurance products can help you or your family benefit from the policy regardless of whether you use the long-term care coverage or not. Lon...Read More

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