Senior Living
Lonely? Change That Paradigm – Your Health Depends on It!
You’ve known it’s true. Even long before you were After Fifty. Even long before Covid-19. Being lonely is a difficult state to be in. But existing in a state of loneliness is more than just “difficult.” We’re now learning that being lonely is a predictor of functional decline and premature death. Says who? The American Medical Association. (Here’s...Read More
Why You Should Start Planning Your Retirement NOW!
Real talk, everyone – things are pretty nuts out there right now. You know the old curse “may you live in interesting times?” Well, times can’t get much more interesting than living through a global pandemic! Right now may seem like the worst time to start planning for major life-changing events like your retirement. Yet you’d be surprised that, ev...Read More
Downsizing: The First Step in Living a More Active, Healthy, Social Life
Ah, retirement. Finally, time spent permanently away from work! Now is the time to live your life to the fullest. Pursue all those interests and hobbies you never could because there was no time! Spoil your grandkids as they deserve! Travel the world and go on adventures like you always wanted to! Your days of punching that time clock are over – no...Read More
Create a Wellness Plan: Independent Living Communities May = Health and Better Living!
Just about everyone looks forward to retirement. The day you finally get to hang up your hat for good and break free of the 9-to-5 is a cause for celebration! It represents the beginning of the rest of your life, spent doing what you want to do instead of what you have to in order to earn a living. Of course, there are some things you’ll need to pa...Read More
9 Myths about Retirement: Healthcare, Expenses, and More!
Retirement is a great reward for putting in literally decades in the workforce. That being said, preparing for retirement means ensuring that you can enjoy your golden years without any financial worries. It’s all too common to end up getting sucked into thinking the wrong way about retirement, so we’ve done our best to come up with the top nine my...Read More
Dating After 60. What It’s REALLY Like
Newly single older people are finding a dating landscape vastly different from the one they knew in their 20s and 30s. NOTE: AFL thanks Faith Hill and The Atlantic for this informative article. When Rhonda Lynn Way was in her 50s and on the dating scene for the first time since she was 21, she had no idea where to start. Her marriage of 33 years h...Read More
Your Retirement Income – 5 Factors To Know
Financial decisions may impact your income and taxes at certain retirement milestones. A key milestone is the window between your retirement date and the year you begin taking required minimum distributions (RMDs). Strategic planning for this window may extend your retirement dollars, so continued support from your financial advisor is essen...Read More
To Work? or Not To Work….. Some Reasons To Think It Through
Why would anyone choose to keep a job when they could retire (or go back to work when they could stay retired)? After all, “tradition” has it that most workers eagerly await retirement. We tend to think of it as our ultimate reward for decades of effort and hard work. But sometimes, the reality of retirement living doesn’t match ...Read More
Concerned? Weak Bones (Osteopenia) – but not quite Osteoporosis
Like their names suggest, osteopenia and osteoporosis are related diseases. Both are varying degrees of bone loss, as measured by bone mineral density, a marker for how strong a bone is and the risk that it might break. If you think of bone mineral density as a slope, normal would be at the top and osteoporosis at the bottom. Osteopenia, which affe...Read More
Planning for the Future? Why an Independent Living Community May Be Your Best Option
No matter who you are, what you do, and how old you might be, it’s never too early to start planning for your future. Knowing that you’re prepared for when the time comes to hang up your hat and move on to greener pastures takes a lot of the sting out of an uncertain future. Part of this future planning involves coming up with a solution for your ...Read More
“Sandwiched?” Financial Implications Can Be Real
The “sandwich generation”—people still supporting adult kids or grandchildren while caring for their own aging parents—has grown in recent years. Nearly 48 million Americans, or 19.2%, have provided care for someone 18 years or older in the past 12 months. That number has gone up by more than 8 million since 2015. Though the “sandwich generation” ...Read More
5 Common Retirement Myths That Need Dispelling
Here are some insights to help dispel five persistent myths about retirement. Myth #1: I don’t need to revisit my withdrawal rate Planning how you will create a retirement income stream can be challenging. Historically, a rule of thumb has been that a properly diversified portfolio can last 30 years given withdrawals of 4% or less and increased ann...Read More