Downsizing means to make something smaller. No matter if that ‘something’ is an old CD collection or the big pile of junk in your garage. But when you’re facing reducing everything you own so you can retire to a neat little cottage for a well-earned life of leisure, it’s another matter altogether. It’s your whole life! Downsizing: Here’s What You N...Read More
For every woman over 55 who’s still spending money on dubious anti-aging pills and potions that promise miraculous results, there’s another who knows what it really takes to stay young-looking and healthy. This article will aim to help you become the latter.
The FBI … is on its way to arrest you. The IRS … is coming to seize your assets for unpaid taxes. A free vacation in paradise … is waiting for you. Press 1 and you win. Welcome to robocalls – computer-automated messaging. From social security scams to free Walmart gift cards, robocalls invade our lives. Based on present growth ra...Read More
Those who know my parents, who have always been active types, know that the word “retire” was never part of their vocabulary. So you can imagine my utter shock when they brought up the subject of retiring.
At face value, annuities offer a solid deal: guaranteed income for life. But they are not the most straightforward of products. Annuities can be a cash cow for insurance companies and the people who sell them — making it important for you to understand them and trust your source of information.
You may dream of retiring long before a traditional 60-something retirement age, but be careful about making that leap too soon. If you're not emotionally ready to quit working, you may not be ready to retire.
There was a time when growing older meant relying on family or hired help to assist with health, cognitive and financial issues. While we may not be leading fully automated lives like the characters in futuristic movies and sci-fi novels, new technological advances are allowing many people to live independently for much longer. Whether you want to ...Read More
Everyone has their own idea of what it’s like to retire. Some of us are ready to embrace an exciting world of travel and personal freedom, while others might be wondering what in the world they’ll do all day. For the latter group, this may be colored by outdated notions of what it means to retire. The long-held idea of retirement is no longer acc...Read More
When young children do things on their own for the first time, there’s often a lot of emotion involved. Remember your child’s first sleepover? You probably felt you’d reached an important milestone. Remember when they first went off to summer camp? You might have even cried, realizing they wouldn’t stay small forever. Now it’s for real: yo...Read More
As many know, I am more than willing to offer financial advice in order to help others to become financially independent. The sooner the better – that’s good for everyone, right? I met a lady at a recent event we attended and, in our visiting together I steered the conversation towards finances. Knowing that she lived in Hawaii and see...Read More
If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent. In our articles, we have mentioned many times that retirement must be based on good money sense, but we have also emphasized that it’s the emotional component of this new lifes...Read More
There are definitely gender differences when it comes to psychiatric issues and substance abuse. Males are more at risk for attention-deficit/hyperactivity disorder, autism, Tourette syndrome, oppositional defiant disorder and possibly schizophrenia. Because these often show up early in life, it’s thought they are caused or influenced by androgens ...Read More