Money & Finance

Investor Lessons from COVID-19

Key Points Recent volatility exemplifies the value of diversification and a personalized, long-term investment strategy. It’s important to put the COVID-19 (coronavirus) outbreak and near-term financial implications into perspective. Consider with your advisor how proven solutions such as dollar-cost averaging benefit you across a range of market c...Read More

How To Fail At Early Retirement

First, let me say Billy and I don’t really use the word “fail.” We believe every situation offers learning opportunities and calling that experience a failure just doesn’t jibe with who we are. In our lives, we want to move forward with the knowledge and wisdom we’ve gained – not benchmark it emotionally by calling it a failure. We read Finan...Read More

Stock Market Performance During and After Bear Markets

  When stocks move into a bear market — defined as falling at least 20% or more from 52-week highs — they have recovered over time. As the below table of the S&P 500® Index illustrates from 1950 to present day, when the selling pressure finally hits a bottom, stocks have a strong track record of bouncing back over the next three, six and 1...Read More

7 Reasons Not to Retire Before 66

At some point most people will stop working and begin to transition into our second act. You will have time and freedom of choice to do what you want to. Most people look forward to the day when we don’t have to wake up to the alarm clock and go to work anymore.

5 Tips to keep earning a paycheck in retirement

Retirement today is not that of a generation ago, we are living longer these days, and retirement is not what it used to be. Today, 60 (and beyond) is the new 50. Retirement is no longer a time to just garden and visit the grandkids, and healthier retirees want to stay engaged and stimulated. According to a recent survey about two-thirds of worker...Read More

Reduce Your Health Care Costs: 6 Great Tips!

  Key Points   Medical costs typically go up as you age and can account for a large portion of your overall expenses in retirement. There are many health-care related expenses that are not covered by Medicare or Medicaid. Your health and wealth can be closely tied – especially when it comes to planning for retirement. The actions you take...Read More

Before You File: 4 Changes to 2019 Taxes

The Internal Revenue Service adjusted several tax provisions for 2019, including some that could impact how you file and choose to save for retirement. Here are the facts you should know before you file your 2019 taxes. 1. Taxable income bracket amounts have increased The income limits for each tax bracket have increased for 2019. The tax rates are...Read More

Prevent Tax ID Theft – Here’s Your Checklist!

Key Points The IRS estimates that it paid $3.1 billion in fraudulent identity theft refunds in a recent year. Identity thieves can use your information to file fraudulent returns in your name while they pocket the return. Get your personal identification number (PIN) early and keep your paperwork secure to help prevent your personal financial infor...Read More

Get Your Dream Job At 55

For the new crop of 50- and 60-somethings, retirement doesn’t mean they’re ready to stop working. It simply means changing gears. Fred and Pat R. were more than ready for retirement. At 56, Fred had spent most of his professional life managing high-pressure fuels and gases at NASA’s Space Center in Florida, while Pat had managed a...Read More

5 Retirement Income Strategies for Near-Retirement Workers

It’s a tricky thing to maneuver retirement income, but at some point we all have to do it, preferably before we leave our jobs. As we approach retirement, we may be wondering exactly how much longer we need to work, and if we’re really prepared for managing the money we’ve spent our careers stowing away for such a day. It’s a lot of pressure. But l...Read More

Retirement Living: Understand the Options

Retirement should be your reward for a life well-lived. You’ve put aside punching that time clock and now it’s time to enjoy the fruits of your labor! You should not have to worry about making ends meet at this point of your life.  However, realities of retirement living such as whether you can afford your home costs are unavoidable and must be add...Read More

Those Retirement Years – Not Always Golden

For many retirees, golden years not what they expected Arlene Fischer imagined a retirement filled with vacations in New England and tending to her backyard garden, one relaxing day after another. Instead, her golden years are spent working a 32-hour, five-days-a-week shift as a sales clerk at a local Walmart. The 74-year-old jumped back into the j...Read More

Lost Password

Register

Like Our Page!

Receive our updates via Facebook!