Lifestyle & Retirement
9 Myths about Retirement: Healthcare, Expenses, and More!
Retirement is a great reward for putting in literally decades in the workforce. That being said, preparing for retirement means ensuring that you can enjoy your golden years without any financial worries. It’s all too common to end up getting sucked into thinking the wrong way about retirement, so we’ve done our best to come up with the top nine my...Read More
To Work? or Not To Work….. Some Reasons To Think It Through
Why would anyone choose to keep a job when they could retire (or go back to work when they could stay retired)? After all, “tradition” has it that most workers eagerly await retirement. We tend to think of it as our ultimate reward for decades of effort and hard work. But sometimes, the reality of retirement living doesn’t match ...Read More
Planning for the Future? Why an Independent Living Community May Be Your Best Option
No matter who you are, what you do, and how old you might be, it’s never too early to start planning for your future. Knowing that you’re prepared for when the time comes to hang up your hat and move on to greener pastures takes a lot of the sting out of an uncertain future. Part of this future planning involves coming up with a solution for your ...Read More
5 Common Retirement Myths That Need Dispelling
Here are some insights to help dispel five persistent myths about retirement. Myth #1: I don’t need to revisit my withdrawal rate Planning how you will create a retirement income stream can be challenging. Historically, a rule of thumb has been that a properly diversified portfolio can last 30 years given withdrawals of 4% or less and increased ann...Read More
Staying Engaged: Just What The Brain Doctor Ordered!
Declining brain health is perhaps the greatest fear of older adults. The good news is that you can take steps to maintain your thinking and memory for many years to come. A healthy diet, regular aerobic exercise, and proper sleep are essential to keep your brain healthy. But work engagement and life satisfaction are two additional factors that conf...Read More
Financial Benefits of Working after Retirement
Given retirement can last several decades, many retirees continue working to some degree. Whether by choice or necessity, working after retirement provides you with financial benefits. If you don’t have a financial advisor, this may be a good time to seriously consider getting one. Here are a few considerations to discuss with your financial advis...Read More
Want to Live Longer? Make It Worthwhile!
Yes, I know. We already do a lot to ensure that we stay in good health so we can enjoy our later years. We eat right, we exercise, and even with a pandemic going on, many of us are getting checkups and screenings as recommended by our doctors. But, did you know, it also makes sense to have some contingency plans for those bumps in the road that w...Read More
Makin’ A List? Checkin’ It Twice?!
Yes, we’re entering the holiday season and under “normal” circumstances, list-making would be an essential part of adding joy (and order) to the season. But this is the year when things absolutely WILL be different. But let’s not throw out the baby with the “list-making” bathwater. List-making itself can be a m...Read More
5 Tips to keep earning a paycheck in retirement
Retirement today is not that of a generation ago, we are living longer these days, and retirement is not what it used to be. Today, 60 (and beyond) is the new 50. Retirement is no longer a time to just garden and visit the grandkids, and healthier retirees want to stay engaged and stimulated. According to a recent survey about two-thirds of worker...Read More
8 Tips To Avoid Being a Grumpy Old Person
Often we see people who, in their early life, have a sympathetic and positive mind. But, 20 or 30 years later, those positive qualities slowly erode and are replaced with a propensity towards being grumpy, miserable and negative.
8 Ways Coronavirus Will Drastically Alter Boomer Retirements
NOTE: AFL thanks Forbes, and author Janet Novack, Washington DC Bureau Chief and Assisting Managing Editor of Forbes, for this enlightening piece. Eventually, the economy and the stock market will recover and COVID-19, the disease caused by the novel coronavirus, will be contained. Yet the current pandemic and its economic consequences could devas...Read More
Just Sayin’
OVER THE HILL?? I am kinda annoyed (and that’s putting it mildly). There’s a comment on the AFL Facebook page that says being After 50 is “over the hill.” Really? It’s ONLY so in the mind of that poor, misguided, disgruntled creature. How sad is that!! My goal is NOT to present some unrealistic, unattainable image of what life is like when you reac...Read More