If you consult a dictionary, you’ll see that to downsize is to make something smaller. No problem if you’re cutting a cookie recipe in half or getting rid of some old books. But if you’ve got an entire house stocked full of a lifetime’s worth of possessions, there’s a lot more at stake. There are memories involved, important milestones marked by tr...Read More
Looking to reduce your utility bills? We understand that nobody wants to pay the $100 plus utility bill each month. Here’s a few simple tips on how to make a significant difference in your utility bills.
As many know, I am more than willing to offer financial advice in order to help others to become financially independent. The sooner the better – that’s good for everyone, right? I met a lady at a recent event we attended and, in our visiting together I steered the conversation towards finances. Knowing that she lived in Hawaii and see...Read More
Falling prey to investing myths is common especially if you are new to the whole stock and bonds world. One wrong move or misbelief can land you in a financial disaster. It is crucial for you to know what’s untrue, so you don’t make a compromising mistake and help others as well.
Retirement can be an exciting time when you get to explore lots of new interests and activities. Retirement planning is how you make sure you have enough income for all the adventures ahead! Have you thought about how and when you’ll retire? Are you aware of the basic realities that face everyone as they near retirement age? These are important q...Read More
My son texted me. As he put it, “This is a really sad FYI.” When my son was too old for pre-school but too young to be left alone at home while I went to work, Judy appeared like a miracle. She lived near us, with a son the same age as mine, in the same school. Oh my. But most important, she was a gem – a treasure, a sweetheart. She loved her ...Read More
Retirement isn’t what it used to be. Most of us will want to stay active — with travel, family, volunteer activities and hobbies — long after we leave our full-time jobs. In addition, we’ll most likely be living longer than retirees of the past. According to U.S. government figures, if you’re an average American, you can expect to live into your 80...Read More
Pagosa Springs is a picturesque little resort town in the heart of Colorado’s beautiful San Juan mountains only 35 miles north of New Mexico. With many impressive mountain peaks in the San Juan range nearby, it is where the high desert plateau meets the western slope of the continental divide. It is also adjacent to the I.8 million-acre San Juan Na...Read More
If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent. In our articles, we have mentioned many times that retirement must be based on good money sense, but we have also emphasized that it’s the emotional component of this new lifes...Read More
More than 4 in 10 Americans are unmarried — and 19.5 million are retiring single While some expenses may be higher for retired singles, there may be ways to save If you’re suddenly single, your advisor can help prioritize decisions by urgency If you or a parent are one of the 19.5 million Americans retiring single, you’re in good company. Close to ...Read More
Most nights I have a terrible time falling asleep. My mind is never fully at rest. I turn on my ceiling fan…winter and summer…punch my pillow to mold it into my neck, pull up my quilt, get into position and close my eyes. It’s then I remember I have to phone Cynthia with directions to the restaurant we’re meeting at on Wednesday, work on a Letter o...Read More