Lifestyle & Retirement

My Case for Financial Assets – by Billy Kaderli

When I was a stock broker in California – one of the hottest housing markets in the US – real-estate was my competition. “Everyone” was making money in real-estate so why would they invest in the stock market? I needed an angle I went to the Board of Realtors and got prices for 2-3 and 4 bedroom homes in the area, both at the current pr...Read More

16 Anti-Aging Tips We Need to Know

For every woman over 55 who’s still spending money on dubious anti-aging pills and potions that promise miraculous results, there’s another who knows what it really takes to stay young-looking and healthy. This article will aim to help you become the latter.   Because the truth is, there are no anti-aging “tricks.” There are no fast miracles.   Whe...Read More

Do You REALLY Need $2 Million to Retire?

Billy and I like to keep informed about the topic of retirement from the perspective of money managers and those in the financial fields. Many of these pieces proclaim that you must save enough in your investments to throw off 80% of your current annual salary so that you can afford a comfortable life away from a job. Lots of them will say that you...Read More

What Is Financial Independence?

Financial independence is that moment when you have enough invested assets to live the lifestyle you want for the rest of your life. You can choose to continue working or not, but you are no longer dependent on a paycheck to live your lifestyle, or to cover your expenses. Financial independence is freedom. You are not chained to a job you dislike, ...Read More

When We Lose Our Parent(s) – Here’s 7 Tips for Coping

There is no easy way to deal with the loss of a parent. They’ve literally know us our whole lives and for most of us, they provided unconditional love. Unfortunately, it’s part of the life cycle most of us have to deal with. I know when my dad died, it was a huge loss. Recently, a colleague of mine lost her father and asked me if I had any advice f...Read More

Retirement – Making It Meaningful!

At various times in our lives all of us come to a fork in the road – that place where we need to make a decision about where we want to go for our future. Picking a career, choosing a spouse, or determining whether or not to have children are examples of these significant junctures. We think that choosing to retire early rather than working f...Read More

Could You Become Car-Free?

It wasn’t a decision we took lightly. In fact, Billy and I discussed the idea of becoming car-free for several years. There were good reasons to do it: no more maintenance and repair costs; no more fees for insurance, license plate renewal, or registration; no more fuel expense; and no more worry about storing the vehicle here in the States w...Read More

How Many Words Does It Take?

  There are a lot of words in our lives. The Oxford English Dictionary lists 171,476 words in current use, not including 50,000 words labeled obsolete, technical, regional, new, and invented by people like The Orange Man in the White House.   Think covfefe and braggadocious. The rest of us own fewer words. The average English-speaking adult kn...Read More

Want Your $$s to Last? Create Financial Sustainability!

These days, no matter what the topic, the talk is all about sustainability. In regards to financial sustainability, there are 3 legs to the stool; Income, spending and Investments. Income Income is derived from money you make through your job using physical or mental labor or both. Passive income can be created through property rentals, bond intere...Read More

3 “Musts” When Downsizing for Retirement

Downsizing means to make something smaller. No matter if that ‘something’ is an old CD collection or the big pile of junk in your garage. But when you’re facing reducing everything you own so you can retire to a neat little cottage for a well-earned life of leisure, it’s another matter altogether. It’s your whole life! Downsizing: Here’s What You N...Read More

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