Akaisha’s World
Are You Creating Loneliness in Your Future?
Empty park benches… waiting for YOU to fill them up! I’m a little troubled. Twice now in the last year, two friends of almost 4 decades have confided in me that they no longer have an interest in making new friendships. The man said “It’s too much work” and the other, a woman, said she is “without enthusiasm or desire for it.” Couple t...Read More
Men vs Women: Savings for Financial Independence
Is the world financially stacked against women? Why do women lag in retirement savings as compared to men? Are women at a disadvantage for reasons too numerous to list? Is it sexism? Are females not good savers? Big spenders? Is it really true that women get paid less for the same work performed? Is the world financially stacked up against women? I...Read More
“Change Is Hard,” She Said…
It was cool sitting on the shaded veranda. We were surrounded by a lush garden, and my best friend and I were staring at the Bradshaw mountains of Arizona in the background. “Change is hard,” she said to me. How many times have I heard this? But I took a few moments to mull it over again. “I’m not so sure it needs to be…” I gently offered back to h...Read More
Creating Our Own Pensions – Lets Do It!
I know many of our readers are not “average.” However, if average Joe can support his retirement on as little as $200,000 savings, imagine what you can do with the amount you have! By reading the chart below, you can see that the average spending for retirement households age 65 – 74 is $46,000. It is tough to make that $46k amount with only ...Read More
How I Pack My Family with Me
When I began traveling the world almost 3 decades ago, none of my family or friends understood why I chose this vagabond lifestyle. Other than my father, who wished he could have gone with me, most everyone else wanted a stay-in-one-place manner of living that focused on barbeques, Super Bowl parties, pets and gardens. I, on the other hand, wanted ...Read More
Money Never Sleeps – by Billy Kaderli
Just because you retire, your money doesn’t have to. In the words of Gordon Gecko from the 1987 movie Wall Street, “money never sleeps.” And your money definitely won’t once you leave your job. Many people are shocked to learn that since we left the conventional work force almost thirty years ago our net worth has actually increased, significantly ...Read More
If You Have No Faith In The Future, Should You Invest?
As many know, I am more than willing to offer financial advice in order to help others to become financially independent. The sooner the better – that’s good for everyone, right? I met a lady at a recent event we attended and, in our visiting together I steered the conversation towards finances. Knowing that she lived in Hawaii and see...Read More
Flexibility in Retirement – an Asset Worth Investing In
If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent. In our articles, we have mentioned many times that retirement must be based on good money sense, but we have also emphasized that it’s the emotional component of this new lifes...Read More
My Case for Financial Assets – by Billy Kaderli
When I was a stock broker in California – one of the hottest housing markets in the US – real-estate was my competition. “Everyone” was making money in real-estate so why would they invest in the stock market? I needed an angle I went to the Board of Realtors and got prices for 2-3 and 4 bedroom homes in the area, both at the current pr...Read More
Do You REALLY Need $2 Million to Retire?
Billy and I like to keep informed about the topic of retirement from the perspective of money managers and those in the financial fields. Many of these pieces proclaim that you must save enough in your investments to throw off 80% of your current annual salary so that you can afford a comfortable life away from a job. Lots of them will say that you...Read More
What Is Financial Independence?
Financial independence is that moment when you have enough invested assets to live the lifestyle you want for the rest of your life. You can choose to continue working or not, but you are no longer dependent on a paycheck to live your lifestyle, or to cover your expenses. Financial independence is freedom. You are not chained to a job you dislike, ...Read More
Retirement – Making It Meaningful!
At various times in our lives all of us come to a fork in the road – that place where we need to make a decision about where we want to go for our future. Picking a career, choosing a spouse, or determining whether or not to have children are examples of these significant junctures. We think that choosing to retire early rather than working f...Read More