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5 Ways Tech Is Changing Retirement

There was a time when growing older meant relying on family or hired help to assist with health, cognitive and financial issues. While we may not be leading fully automated lives like the characters in futuristic movies and sci-fi novels, new technological advances are allowing many people to live independently for much longer. Whether you want to ...Read More

Is Marriage Good For Your Health?

A 2006 article published in the Journal of Epidemiology and Community Health found that people who have never married have the highest risk of death in the United States. The study also found that compared with married people, people divorced or separated are 27% more likely to die, and people who have never married 58% more likely to die.

Money Never Sleeps – by Billy Kaderli

Just because you retire, your money doesn’t have to. In the words of Gordon Gecko from the 1987 movie Wall Street, “money never sleeps.” And your money definitely won’t once you leave your job. Many people are shocked to learn that since we left the conventional work force almost thirty years ago our net worth has actually increased, significantly ...Read More

The Falk’s Test

It was February in New England, and the Blizzard of ’78 immobilized the entire region. Highways were shut, cars abandoned in helter-skelter fashion as the unsuspecting

If You Have No Faith In The Future, Should You Invest?

  As many know, I am more than willing to offer financial advice in order to help others to become financially independent. The sooner the better – that’s good for everyone, right? I met a lady at a recent event we attended and, in our visiting together I steered the conversation towards finances. Knowing that she lived in Hawaii and see...Read More

5 Financial Mistakes to Avoid

Retirement isn’t what it used to be. Most of us will want to stay active — with travel, family, volunteer activities and hobbies — long after we leave our full-time jobs. In addition, we’ll most likely be living longer than retirees of the past. According to U.S. government figures, if you’re an average American, you can expect to live into your 80...Read More

Pagosa Springs, Colorado: Mother Nature in All Her Glory!

Pagosa Springs is a picturesque little resort town in the heart of Colorado’s beautiful San Juan mountains only 35 miles north of New Mexico. With many impressive mountain peaks in the San Juan range nearby, it is where the high desert plateau meets the western slope of the continental divide. It is also adjacent to the I.8 million-acre San Juan Na...Read More

Flexibility in Retirement – an Asset Worth Investing In

If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent. In our articles, we have mentioned many times that retirement must be based on good money sense, but we have also emphasized that it’s the emotional component of this new lifes...Read More

Women At Greater Risk for Depression, Dementia

There are definitely gender differences when it comes to psychiatric issues and substance abuse. Males are more at risk for attention-deficit/hyperactivity disorder, autism, Tourette syndrome, oppositional defiant disorder and possibly schizophrenia. Because these often show up early in life, it’s thought they are caused or influenced by androgens ...Read More

Going It Alone? Here’s Some Savvy Financial Strategies

More than 4 in 10 Americans are unmarried — and 19.5 million are retiring single While some expenses may be higher for retired singles, there may be ways to save If you’re suddenly single, your advisor can help prioritize decisions by urgency If you or a parent are one of the 19.5 million Americans retiring single, you’re in good company. Close to ...Read More

Estrogen Cream, Patches and Pellets: What You Need To Know

Are you currently using topical estrogen, or thinking of using a topical estrogen cream, patch or pellets? These forms of estrogen are becoming more commonly used and something I’m often asked about by my patients and by women whose doctors are less familiar with menopause treatments and who work with me from a distance at MenopauseCoaching.com. Le...Read More

Do Not Disturb!

Most nights I have a terrible time falling asleep. My mind is never fully at rest. I turn on my ceiling fan…winter and summer…punch my pillow to mold it into my neck, pull up my quilt, get into position and close my eyes. It’s then I remember I have to phone Cynthia with directions to the restaurant we’re meeting at on Wednesday, work on a Letter o...Read More

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