Bloggers

The Sun Will Come Out Tomorrow….

It feels like a time warp. The days are short and the nights are long. You can’t find anything interesting on Netflix. It takes hours to walk to the kitchen and by the time you get there the best cookies are gone. Even Stephen Colbert isn’t funny anymore. There’s an unescapable diagnosis out there – Covid Fatigue. And we all have it. Take a deep br...Read More

Your Retirement Income – 5 Factors To Know

  Financial decisions may impact your income and taxes at certain retirement milestones. A key milestone is the window between your retirement date and the year you begin taking required minimum distributions (RMDs). Strategic planning for this window may extend your retirement dollars, so continued support from your financial advisor is essen...Read More

5 Common Retirement Myths That Need Dispelling

Here are some insights to help dispel five persistent myths about retirement. Myth #1: I don’t need to revisit my withdrawal rate Planning how you will create a retirement income stream can be challenging. Historically, a rule of thumb has been that a properly diversified portfolio can last 30 years given withdrawals of 4% or less and increased ann...Read More

Financial Benefits of Working after Retirement

Given retirement can last several decades, many retirees continue working to some degree. Whether by choice or necessity, working after retirement provides you with financial benefits. If you don’t have a financial advisor, this may be a good time to seriously consider getting one.  Here are a few considerations to discuss with your financial advis...Read More

What Changes We’ve Seen!

NOTE:  This appeared 2 years ago.  We are thinking this is good “food for thought” in our Covid-19 era. Well, I’m giving it another try.  Back in February , we attempted hip replacement surgery – but, long story short, it turned out I had an allergy I wasn’t aware of – so the surgery was called off.  But today we...Read More

8 Risk Factors for Bone Fracture

Fact: More than half of all bone fractures are in people with osteopenia rather than osteoporosis. Right now may be the perfect time to bone up on your potential fracture risk. If you haven’t heard of FRAX, it stands for Fracture Risk Assessment Tool. It was developed by the World Health Organization (WHO) to estimate a person’s risk of bone fractu...Read More

5 Ways Tech Is Changing Retirement

There was a time when growing older meant relying on family or hired help to assist with health, cognitive and financial issues. While we may not be leading fully automated lives like the characters in futuristic movies and sci-fi novels, new technological advances are allowing many people to live independently for much longer. Whether you want to ...Read More

Have We Forgotten?

Maybe it’s time to take a break. Between the lies from the White House, a raging virus that the president ignores, and peaceful protestors attacked by unidentified Feds, life looks very grim. The news reads like a horror story, corruption is rampant, and conspiracy theorists are hell-bent on destroying our beautiful country. It’s all happening as w...Read More

5 Simple Tips to Stay Well After 50

With all of the available diet fads and exercise programs to stay well, there is sometimes too much information for people to consume. With too many options, people are left feeling confused, and end up not doing anything! That is why I wanted to share 5 simple tips that you can incorporate in your life today to keep you well.

Dale Knight COVID Travel Update

The COVID restrictions have been very difficult for those of us world travelers in the Early Retirement Community. We have had friends stuck for months in Europe, The Philippines, and Peru, among other countries. We who travel as a lifestyle have found our footloose approach to life… encumbered, to say the least! Here we have a travel update ...Read More

International Travel in the Days of COVID

  My yearly flight to visit family in the US I did not want to book a ticket only to receive a voucher for a cancelled flight, so for weeks beforehand, I did my homework and had been tracking arrivals and departures from both Guadalajara, Mexico (GDL) and Phoenix Skyharbor Airport (PHX) in Arizona. While other airlines were no longer flying th...Read More

Fraud Happens. To US. Here’s What to Watch For…

Seniors lose $36.4 billion each year to financial abuse — $16.8 billion of which comes from deceptive investing tactics designed specifically to take advantage of older Americans.¹ Also known as “financial exploitation,” this type of investment fraud is defined by the use of misleading language to obtain account information and permission to access...Read More

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