Author: akaishas-world

Flexibility in Retirement – an Asset Worth Investing In

If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent. In our articles, we have mentioned many times that retirement must be based on good money sense, but we have also emphasized that it’s the emotional component of this new lifes...Read More

My Case for Financial Assets – by Billy Kaderli

When I was a stock broker in California – one of the hottest housing markets in the US – real-estate was my competition. “Everyone” was making money in real-estate so why would they invest in the stock market? I needed an angle I went to the Board of Realtors and got prices for 2-3 and 4 bedroom homes in the area, both at the current pr...Read More

Do You REALLY Need $2 Million to Retire?

Billy and I like to keep informed about the topic of retirement from the perspective of money managers and those in the financial fields. Many of these pieces proclaim that you must save enough in your investments to throw off 80% of your current annual salary so that you can afford a comfortable life away from a job. Lots of them will say that you...Read More

What Is Financial Independence?

Financial independence is that moment when you have enough invested assets to live the lifestyle you want for the rest of your life. You can choose to continue working or not, but you are no longer dependent on a paycheck to live your lifestyle, or to cover your expenses. Financial independence is freedom. You are not chained to a job you dislike, ...Read More

Retirement – Making It Meaningful!

At various times in our lives all of us come to a fork in the road – that place where we need to make a decision about where we want to go for our future. Picking a career, choosing a spouse, or determining whether or not to have children are examples of these significant junctures. We think that choosing to retire early rather than working f...Read More

Could You Become Car-Free?

It wasn’t a decision we took lightly. In fact, Billy and I discussed the idea of becoming car-free for several years. There were good reasons to do it: no more maintenance and repair costs; no more fees for insurance, license plate renewal, or registration; no more fuel expense; and no more worry about storing the vehicle here in the States w...Read More

Want Your $$s to Last? Create Financial Sustainability!

These days, no matter what the topic, the talk is all about sustainability. In regards to financial sustainability, there are 3 legs to the stool; Income, spending and Investments. Income Income is derived from money you make through your job using physical or mental labor or both. Passive income can be created through property rentals, bond intere...Read More

Medical Tourism – Our Top 10 Q & A’s

Because Billy and I live a lifestyle of travel, we often get readers asking us basic questions about medical tourism. Below we have the answers to some of the most common questions we get asked. How do you know if this option will work for you? The following should help you decide. Q: I have heard the term “Medical Tourism,” but what exactly is it?...Read More

The Benefits of Travel

We understand that not everyone likes to travel. No doubt it can be challenging, but there are significant benefits if you choose to enliven your routine with a little excursion. Traveling makes you smarter! From the beginning of choosing a location, packing your suitcases and figuring out the logistics of who will water your plants or sit your pet...Read More

Hooked on Adventure

At nineteen years of age, it was the trip of my lifetime. One of my very first travel adventures was in the early 70s when I went cross country as a passenger on a motorcycle. My parents were probably terrified for me, but my boyfriend was a good driver, gasoline was $0.29 a gallon, I had $400 in cash and a plastic coat. What could go wrong? Leavin...Read More

Security or Adventure – The Price, The Reward!

Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is either a daring adventure, or nothing. Helen Keller Recently I have been reading a book called Daring Greatly by Brene Brown. You may have heard of it. The t...Read More

12 Tips to Feast Internationally – and still stay on that budget!

For those of us who enjoy international cuisine, eating local specialties while traveling is the best of two worlds. Meals don’t always have to be in fine dining establishments where pricing can be astronomical, you can relish terrific flavors from a food cart, on a picnic, or from the local supermarket. Below are some tips on how to make the most ...Read More

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