A common myth about living in a senior community is that everyone who lives there is retired. Not at all!
At face value, annuities offer a solid deal: guaranteed income for life. But they are not the most straightforward of products. Annuities can be a cash cow for insurance companies and the people who sell them — making it important for you to understand them and trust your source of information.
You may dream of retiring long before a traditional 60-something retirement age, but be careful about making that leap too soon. If you're not emotionally ready to quit working, you may not be ready to retire.
I used to like being told I look great for my age. It was a super ego-booster, made me feel special. But what did that remark really mean? It meant that the person making the remark has a stereotypical view of what older people SHOULD look like. And I didn’t fit their stereotype. It wasn’t really a compliment. It was a remark tainted with prejudice...Read More
It’s an all too common problem. Every month I host a financial planning class and I ask all the new students to introduce themselves. And while there’s the occasional 35 year old housewife there, unfortunate widow whose husband did the finances there, or even the young whipper snapper 23 year old trying to get a jump on things, the plurality of my...Read More
Eyelids feeling twitchy? The fancy scientific word for this condition is Blepharospasm, which comes from “blepharo” (the Greek word for eyelid) combined with “spasm” (an uncontrolled muscle contraction). These eyelid twitches, or tics, happen to many of us from time to time and can actually be hereditary. If you suffer from occasional eye twitches,...Read More
Key Points Don’t miss out on available tax deductions and credits to reduce your tax bill. Before you file your income tax returns, make sure you’re utilizing the tax deductions and credits available to you. Contributions to IRAs You have until April 18, 2017 to make your 2016 IRA contribution up to $5,500 or $6,500 if you’re 50 or older. You...Read More
Flowers are not the only signs of spring — count in fruits and vegetables for colorful eating. The American Dietetic Assoc. say colorful foods — such as blueberries, strawberries, avocados and carrots — not only have fiber and nutrients, but they may promote cardiovascular health. “I like to say to my clients, ‘Eat the...Read More
The tax filing season is drawing to a close, and with it comes thousands of dollars of tax returns. Whether your getting a hefty return or just lining your pockets, here are a few tips that could help make those returns last a little longer. Jimmy Goodrum, district manager for State (NC) Employees Credit Union, said recipients need to understand th...Read More