Osteoarthritis? Here are some steps you can take to reduce your reliance on medication to control symptoms and stay functional. For mild wear-and-tear osteoarthritis, an occasional dose of an over-the-counter pain reliever may be all you need to control the pain and stiffness associated with osteoarthritis and keep living your…

When Congress passed the Over-the-Counter (OTC) Hearing Aid Act in 2017, it opened up a new world of possibility for people with hearing loss. Instead of paying $5,000 for a pair of FDA-approved hearing aids and follow-up service, you could pay hundreds of dollars for an OTC pair from any…

Too much time together can make for tense moments. Cutting each other some slack and setting ground rules will help.   There’s such a thing as too much togetherness at home, no matter if you’re with a romantic partner, an adult child, a grandchild, or a friend. “Because of the…

Like their names suggest, osteopenia and osteoporosis are related diseases. Both are varying degrees of bone loss, as measured by bone mineral density, a marker for how strong a bone is and the risk that it might break. If you think of bone mineral density as a slope, normal would be at…

Ok so, yep, I’ve been out there in this After 50 relationship world on and off for a few years. Much of this is written from my own first hand experiences along with the help of some friends. “I get by with a little help from my friends.” If you’ve…

Retirement is a great reward for putting in literally decades in the workforce. That being said, preparing for retirement means ensuring that you can enjoy your golden years without any financial worries. It’s all too common to end up getting sucked into thinking the wrong way about retirement, so we’ve…

Often, we have the idea that letting go means the loss of something valued. This implies that there might be grief and pain involved. Out of fear we envision ourselves in some barren emotional wilderness, with nothing around that is familiar so there has to be that dreaded chaos, right? …

Newly single older people are finding a dating landscape vastly different from the one they knew in their 20s and 30s.    NOTE:  AFL thanks Faith Hill and The Atlantic for this informative article. When Rhonda Lynn Way was in her 50s and on the dating scene for the first…

  Financial decisions may impact your income and taxes at certain retirement milestones. A key milestone is the window between your retirement date and the year you begin taking required minimum distributions (RMDs). Strategic planning for this window may extend your retirement dollars, so continued support from your financial advisor…

Why would anyone choose to keep a job when they could retire (or go back to work when they could stay retired)?  After all, “tradition” has it that most workers eagerly await retirement. We tend to think of it as our ultimate reward for decades of effort and hard work.…

Here are some insights to help dispel five persistent myths about retirement. Myth #1: I don’t need to revisit my withdrawal rate Planning how you will create a retirement income stream can be challenging. Historically, a rule of thumb has been that a properly diversified portfolio can last 30 years…

Given retirement can last several decades, many retirees continue working to some degree. Whether by choice or necessity, working after retirement provides you with financial benefits. If you don’t have a financial advisor, this may be a good time to seriously consider getting one.  Here are a few considerations to…

It feels like a time warp. The days are short and the nights are long. You can’t find anything interesting on Netflix. It takes hours to walk to the kitchen and by the time you get there the best cookies are gone. Even Stephen Colbert isn’t funny anymore. There’s an…

My home is lovely.  My spouse is a good person. My health is very good. My kids, my grandkids are simply marvelous.  And I’m grateful. But darn it – life has been turned upside down. During these crazy days, I’m trying, really, to maintain a schedule.  I’m trying to do…

NOTE:  This appeared 2 years ago.  We are thinking this is good “food for thought” in our Covid-19 era. Well, I’m giving it another try.  Back in February , we attempted hip replacement surgery – but, long story short, it turned out I had an allergy I wasn’t aware of…