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Many people nearing retirement don't have a good feeling about whether they have saved enough to make it through retirement.
Add to that worries about health care costs in retirement, and those concerns are off the chart. They should be. ... more

I've covered gender differences in financial issues for years. Periodically, studies come out that say women are worse at planning for retirement than men. They outlive men, on average, and tend to put away less for retirement, so they end ... more

If you are preparing for or enjoying retirement, there are a number of threats that can cause your well-designed plans to run into trouble. Don't feel bad. Some of the most mathematically simple problems are as emotionally difficult to solve ... more

American workers are no more confident about being able to afford a comfortable retirement now than they were two years ago, despite the economic recovery and the strength on Wall Street, a Washington, D.C., research group reports.
The Employee Benefit ... more

Q. I was recently turned down for a business line of credit. I'm considering borrowing from my company 401(k) plan to contribute capital to my wife's start-up business.
A. One of the most common savings strategies today for retirement is ... more

Are you saving for your retirement? If you're like most Americans, learning about how to save for your financial future is hardly a top priority, even though experts continue to say that it should be.
"Fewer than 10 percent of ... more

You've probably heard the popular investing rules of thumb. The "invest your age in bonds" rule. The Rule of 72. The 4 Percent Rule for withdrawals in retirement.
About that last rule? You might want to move it over a ... more

Even Moses had a retirement plan - walking 40 years. Nowadays people just work 40 years - or longer - to build a plan for their retirement.
If a 25-year-old works 40 years and saves $5,000 per year ($192.30 per ... more

1 comment
At 73, Mary Hampton never thinks about retirement. There's nothing to retire on. None of the jobs -- mostly office work -- she's had since her husband died in 1978 offered retirement benefits. No pensions, no 401(k)s.
"Without retirement, Social ... more

Baby Boomers, forget about retirement. We'll be working for the rest of our lives.
OK, that may be an exaggeration, but not by much.
We have not saved enough money. And worse, many of us will still be up to ... more

The recent "fiscal cliff" deal allows the federal government to keep the lights on for now, but the last minute deal and any coming spending cuts must dim the future for some. One group with a darker financial future is ... more

U.S. adults approaching retirement should discuss their expectations and define their "aging style" with their partners, a financial firm suggests.
Colleen Goldhammer, senior vice president at Genworth Financial says couples are often surprised to learn that their spouses have vastly ... more