Health insurance for a family could cost more than the annual earnings of half of U.S. households by 2033, if premiums and wages continue at the current pace.
As a result, the health system is headed toward a meltdown unless ... more

Health and Human Services Secretary Kathleen Sebelius has announced that the new health care law's Pre-Existing Condition Insurance Plan (PCIP) program is providing insurance to nearly 50,000 people with high-risk pre-existing conditions nationwide. The Department released a new report demonstrating how ... more

When it comes to New Year's resolutions, there's one consistent theme every single year: to be healthier. Whether it's to lose some weight, eat better, or quit smoking, living a healthier life is always a top resolution choice.
This year, ... more

Some people live their entire lives with little or no assistance from family and friends, but today Americans are living longer than ever before. And while caring for your aging parents is something you hope you can handle when the ... more

When you're young, you're more willing to take risks. Want to spend the summer herding sheep in New Zealand? Sure! Up for a cross-country road trip in a 1993 Mazda? Cool! Interested in bungee jumping? You bet!
But even the ... more

The tips below will help you save money wisely, but don’t rely on price alone when it comes to buying long-term care insurance.
MOST IMPORTANT: Because you may not collect for decades to come, be sure to buy from a company ... more

There are various questions and issues to keep in mind when choosing a long-term care policy.

Where may care occur? 
The best policies pay for care in a nursing home, assisted living facility, or at home. Benefits are typically expressed in daily ... more

If you are unsatisfied with how your insurance company is handling your claim, you have several options:

Talk to the agent or company representative who sold you the policy. 
Let the agent know that you are dissatisfied and explain the specifics of ... more

Your auto policy may include six coverages. Each coverage is priced separately.
1. Bodily Injury Liability
This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also ... more

Both annuities and life insurance should be considered in your long-term financial plan. While both include death benefits, you buy life insurance in the event you die too soon and an annuity in case you live too long. In other ... more

In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term “annuity” relates to a contract between you and a life insurance company, but ... more

In most cases, if you have no dependents and have enough money to pay your final expenses, you don’t need any life insurance.
If you want to create an inheritance or make a charitable contribution, buy enough life insurance to achieve ... more