1 comment The new health care law was devised in Washington, but it's in the states where everyone will find out if it works. A thumbnail glance at how it's designed:
-The Patient Protection and Affordable Care Act is the biggest safety-net ... more
It might be small comfort for those buried under medical bills, but the consumer's share of the total U.S. health care outlay is dropping, according to government spending statistics. This comes after a decade of drifting toward higher-deductible plans, higher ... more
If you don't want to buy - or can't qualify for - stand- alone, long-term-care insurance, there are other ways to protect your retirement savings from the potentially devastating cost of long-term care. And if you don't use the benefits ... more
"Retirement job" seems like an oxymoron. And yet a growing number of Americans say that they plan to continue to work during their retirement years.
Unfortunately, finding employers willing to hire them is not easy.
"The elephant in the workplace ... more
Like his father before him, Mike Coble has spent his adult life on the road, trucking up and down Interstate 5.
The youthful-looking 51-year-old didn't think much about following his father's tracks. After all, it provided a regular paycheck in ... more
Patrice Strachan was the vice president of operations with a manufacturer's representative group selling IT products when the shrinking economy took her job away in 2010.
But the Midlothian (VA) woman joined the Career Prospectors job-finder group in January last ... more
When you retire, you have the option of using some of the assets in your 401(k) plan to purchase an immediate fixed annuity to provide a steady income.
Now some employers are offering an annuity within their 401(k) that protects ... more
When it comes to retirement, many of us are running scared. One of the biggest fears is that we'll live long enough to run out of money, according to a survey by Merrill Edge.
Financial adviser Philip Rousseaux says the ... more
When loved ones struggle with finances, it's natural to want to help. However, sometimes it's difficult to provide assistance without straining a relationship or compromising one's own financial well-being.
"The economy may be getting better, but many consumers are ... more
There's war on the American homefront, and we aren't winning it.
That's the word from journalist Martin Smith in a "Frontline" documentary "The Retirement Gamble," on PBS.
According to Smith, who has covered battlegrounds around the world, this is a different ... more
Many people nearing retirement don't have a good feeling about whether they have saved enough to make it through retirement.
Add to that worries about health care costs in retirement, and those concerns are off the chart. They should be. ... more
I've covered gender differences in financial issues for years. Periodically, studies come out that say women are worse at planning for retirement than men. They outlive men, on average, and tend to put away less for retirement, so they end ... more