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What are
FAVORITES?
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INVEST MORE CONSERVATIVELY?
QUESTION:
Given the way the cost of living is increasing (cost of oil, gas, food, healthcare, etc.) does it really make sense to invest more conservatively as I approach retirement? Will I outlive my money?
ASK YOUR MONEY ANSWERS:
The time between your initial investment and when you plan to use it as an income stream should still play a role in deciding how aggressively you might choose to invest your money. Diversification is a strategy that is used often to lower your risk. This strategy is the process of spreading your investments among different categories such as equities, income funds, or even international funds. There are vehicles available to help broaden your income options. Annuities offer a variety of guaranteed income options to protect against outliving your assets as well as a protection of your principal balance. Utilizing some of these guarantees may enable you to keep your investments in the market to potentially get a better return on your money while taking advantage of a lifetime income stream that you cannot outlive. Catherine A. Bernard
Catherine is a Financial Representative of Principal National Life Insurance Company and Principal Life Insurance Company and a Registered Representative of Princor Financial Services Corporation. Securities offered through Princor Financial Services Corporation, 800/247-1737, member SIPC. Principal National (except in New York) and Principal Life are issuing insurance companies of the Principal Financial Group. Principal National, Principal Life and Princor® are members of the Principal Financial Group®, Des Moines, IA 50392. Catherine can be reached at bernard.cathy@principal.com or Toll Free (866)287-2638 ext.557.
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