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DIVORCED AND QUESTIONING
QUESTION:
My ex husband is almost 11 years younger than I am. I had a home-based business (still do) for most of our married life. We were married for a total of 14 years. My income was low but helped. My social security benefits will not be nearly as high as his. So my question is in two parts. One, do I have to wait until HE is 62 to collect (I will be 73 then) or can I collect on his ss when I turn 62?
Second question: am I entitled to his social security even though we are divorced. My former mother in law collected from her ex-husband and is actually the one that told me that I'd be entitled.
Thank you. Divorced and Questioning
ASK YOUR MONEY'S ROSEMARIE BOYD ANSWERS:
Dear Divorced:
Yes, you may be eligible to collect on your ex husband’s Social Security, assuming the following guidelines:
a. You have not remarried.
b. You have been divorced for at least two years.
c. Your ex husband must be at least 62 years of age and you must also be of retirement age.
Thanks for your questions.
Rosemarie A. Boyd, CFP
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