Lifestyle

Pay Off a Mortgage or Invest? 3 Steps – You Decide

Key Points Paying off a mortgage early could reduce overall interest paid over time Investing the funds could yield a better return than mortgage interest saved With interest rates changing, it may be time to reevaluate your options Entering retirement with the mortgage paid off is a common aspiration. Paying off a home loan even sooner than that c...Read More

5 Reasons to Move to a Retirement Community

Those who know my parents, who have always been active types, know that the word “retire” was never part of their vocabulary. So you can imagine my utter shock when they brought up the subject of retiring. Of course, for them “retiring” meant leaving their full-time jobs so that they would have more time to do other things, ...Read More

Plant City, Florida! And Away We Go!!!

Can you name a small town where antiques, a beautiful historical district, strawberries and trains meet and attract throngs of local visitors? The answer is Plant City, Florida. This town of about 34,000 is located just off I-4 between Tampa and Lakeland and is a mecca for locals because of its many attractions. Named after railroad and hotel magna...Read More

Personal Capital – Lessons from Living the “Village Life”

Over the last three decades of financial independence, Billy and I have done some extensive world travel. While we have seen the large cities, the amazing architecture, eaten in some of the finest restaurants and enjoyed museums, plays, and concerts, generally, we are attracted to Village Life. It might not be that different from the neighborhoods ...Read More

Creating Happiness 100 Times Over Again

Recently I read an article about happiness and how we can increase its presence in our lives. Preventing Adaptation is the Key to Happiness The premise of the piece was that frequent, small pleasures increase our happiness level far more than one big pleasure. We adapt to a big pleasure until it becomes routine for us, so the new car we were so exc...Read More

Talking Money with Siblings: Beyond Rivalry

Key Points Nearly two-thirds of siblings talk about money with each other While financial conflicts are rare, they usually involve issues regarding parents Uniting to deal with money issues can help protect family assets Talking about money with immediate family members is not always an easy conversation to initiate. Why? For starters, the conversa...Read More

Are We Our Own Worst Enemy? Age = Less?

I used to like being told I look great for my age. It was a super ego-booster, made me feel special. But what did that remark really mean? It meant that the person making the remark has a stereotypical view of what older people SHOULD look like. And I didn’t fit their stereotype. It wasn’t really a compliment. It was a remark tainted with prejudice...Read More

Baby Boomers Must Be “All Ears”

The fastest growing segment in North America– next to middle age women calling 9-1-1 to report flocks of large birds with long beaks making nests in their husbands ear hair– is baby boomers.   Baby boomers were born between 1946 and 1964– in other words they were raised on canned cream of corn, chewed Thrills Gum, and watched Bonanza while dipping ...Read More

How Big Is YOUR Heart?

Everyone claims they have a big heart. As our President contends, there’s a lot of fake news out there. Consider the real thing – a blue whale. A blue whale’s heart is the size of a small golf cart – unlike The Donald’s supersized vehicles. The whale’s heart weighs about 400 pounds – big enough to squeeze your head in its aorta – although it’...Read More

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