Money & Finance

Happy Couples – Their Top 5 Money Habits!

What are the secrets of financially happy couples? The Ameriprise study on couples and money provides some interesting answers. Key Points Most couples agree on money, but those who are not in tune financially tend to have issues communicating on financial matters. While the majority of couples have different money management styles, two-thirds hav...Read More

4 Tips: How To Pay for College

Key Points Student debt of over $1 trillion has surpassed credit card debt in the United States. When it comes to saving and paying for college, be patient and be realistic about what you can expect from financial aid. Start early and consider signing up for tax-advantaged accounts to make the most of your college savings. It doesn’t matter i...Read More

Prevent Tax ID Theft – Here’s Your Checklist!

Key Points The IRS estimates that it paid $3.1 billion in fraudulent identity theft refunds in 2014. Identity thieves can use your information to file fraudulent returns in your name while they pocket the return. Get your personal identification number (PIN) early and keep your paperwork secure to help prevent your personal financial information fr...Read More

Don’t Miss These Tax Deductions and Credits!

Key Points Don’t miss out on available tax deductions and credits to reduce your tax bill. Before you file your income tax returns, make sure you’re utilizing the tax deductions and credits available to you. Contributions to IRAs You have until April 18, 2017 to make your 2016 IRA contribution up to $5,500 or $6,500 if you’re 50 or older. You...Read More

Tax Refund Coming? Here’s Some Pointers

The tax filing season is drawing to a close, and with it comes thousands of dollars of tax returns. Whether your getting a hefty return or just lining your pockets, here are a few tips that could help make those returns last a little longer. Jimmy Goodrum, district manager for State (NC) Employees Credit Union, said recipients need to understand th...Read More

Friend, Family with Money Problems? Here’s Some Tips

When loved ones struggle with finances, it’s natural to want to help. However, sometimes it’s difficult to provide assistance without straining a relationship or compromising one’s own financial well-being. “The economy may be getting better, but many consumers are still struggling to make ends meet,” said Mike Sulliva...Read More

Make Your Retirement Savings Last! 3 Steps

You’ve worked hard and saved for the future — now you need to make sure your savings last the rest of your life. By understanding the risks you face, you can make smart choices about how much to withdraw and how to handle unexpected financial challenges. The financial implications of a long life According to the National Center for Health Sta...Read More

The Family Money Talk – Tips & How-To’s

Do you feel uncomfortable discussing topics such as life insurance needs, health care costs and education financing with your parents, your kids or even your siblings? If so, you’re not alone. According to a new Ameriprise Financial study, the majority of Americans approach family money talks with a similar sense of apprehension. But many of them f...Read More

Top 10 Part Time Jobs to get in retirement

If you’re a retiree looking to boost your monthly income you are not alone in your quest, 72% of adults age 50 and older say they want or need to keep working after they retire, and nearly half  of current retirees say they either have worked or plan to work during retirement, according to a survey of more than 7,000 adults by Merrill Lynch Bank of...Read More

Thinking Early Retirement? Here’s 5 Timely Medical Issues!

The effort to repeal Obamacare has failed – so start making your early retirement plans now? Not so fast. Even though the Affordable Care Act remains in place for now, the stakes are high for early retirees. The health care law’s subsidies are still there to help you pay for health insurance until you reach Medicare age at 65. But you&#...Read More

Making Our Retirement $$s Last. Here’s 5 “How-To’s”

Even if you’ve planned carefully and your retirement nest egg is hefty, there’s always a possibility that you’ll outlive — or outspend — your money. So, if you’re worried about running out of money, consider these 5 steps and alleviate your concerns. Buy longevity insurance With longevity insurance, you give the ...Read More

Need a Lifestyle “Do-Over?” Here’s 8 Great Steps – Just for Us!

Here’s a truth.  It’s simple.  After Fifty, opportunities for “do-overs” are few and far between. A friend colored my hair for me. Kind of a friend.  And, thank heavens I know someone who can strip out this awful color.  Ahhhh, thanks for do-overs!  But other situations, sometimes with far reaching implications, just can’t be R...Read More

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