Money & Finance

Improving Lives. Here’s 3 Ways to Start…

“I wish that I had…” is a phrase that people often express when they live in regret. As people age, the life that they are living is often the result of actions that they took in their younger days. Most of us who reach our senior years can look back with hindsight at how different things could be. Now seniors are in the position ...Read More

Time to Downsize? 6 Signs It Just Might Be…

Making the decision to move from a larger home to a smaller one can be very hard. Your home, after all, is a source of comfort and is filled with beloved memories. For many, it’s where you watched your family grow. But sometimes you may not have a choice, especially as the years go by. As an older adult, the practicality of downsizing may out...Read More

6 Signs That You’re Ready (Maybe) to Retire Early

1. You’re emotionally ready to quit working You may dream of retiring long before a traditional 60-something retirement age, but be careful about making that leap too soon. If you’re not emotionally ready to quit working, you may not be ready to retire. Remember, both the big picture and the fine details of your financial and emotional ...Read More

Annuities: 5 Pros and Cons

At face value, annuities offer a solid deal: guaranteed income for life. But they are not the most straightforward of products. Annuities can be a cash cow for insurance companies and the people who sell them — making it important for you to understand them and trust your source of information. There may be less costly ways to reach the same outcom...Read More

Ruin Your Finances After 50? Here’s 5 Sad Ways To Do It…

Should I invest in shares? Should I buy an investment property? Both are right and wrong. Wealth accumulation is not so much about where you put your money but more about your attitude to and emotional relationship with money. As people approach their 50’s and 60’s and retirement looms, they often realize that they don’t have the money they thought...Read More

Thinking Retirement? Here’s Our Top 10 Tip List!

Have a discovery phase Call it an assessment, checkup or discovery, but a key part of planning for retirement is taking an overall look at what’s going on. See where your money is invested, check the performance and scrutinize your contributions. Online tools, such as Bankrate’s best retirement calculator or retirement income calculator...Read More

Top 5 Reasons Companies Should Hire 50+ candidates

What would you think about a 75-year-old working in a factory or even an 80-year-old? You might believe that this is some form of elder abuse in a Third World country. It’s something that is happening more and more right in the USA. I heard a discussion about over 55’s working at Brooks Brothers factories in America. In case you don’t know, Brooks ...Read More

Worry-Free Housing

We have the best of both worlds. Billy and I often leave the US for months at a time to visit exotic locations. We set up a home base on the other side of the globe and settle into the local community. Then, due to visa restrictions or a desire to see family and friends once again, we return home to America’s stunning Southwest. We are able to live...Read More

6 Sure-Fire Ways to Destroy Your Retirement Portfolio

As your retirement date approaches, be careful. Just as you have a “to-do” list to follow as you approach retirement, you have some “don’t dos” to abide by, or you risk upsetting your carefully laid plans. For example, don’t make the mistake of exiting completely from either stocks or bonds. You should be in both...Read More

How Old Do You Have To Be?

  How old do you have to be to get only one candle on your birthday cake? How old do you have to be before it’s OK to back out of your driveway without looking? How old do you have to be before the only way to find something lost in your house is to buy a replacement? Let’s face it. Life is funny. We have to laugh about things like body parts ...Read More

A growing number of seniors driving for Uber and Lyft, should you?

There is a growing number of seniors driving for Uber and Lyft, to supplement their retirement income. In fact, twenty-three percent of people who drive an Uber are 50 or older and two-thirds of drivers have never made money driving before Uber, according to a 2015 company survey. According to a recent article published at MSNBC “Uber is acti...Read More

5 Tips to keep earning a paycheck in retirement

Retirement today is not that of a generation ago, we are living longer these days, and retirement is not what it used to be.  Today, 60 (and beyond) is the new 50. Retirement is no longer a time to just garden and visit the grandkids, and healthier retirees want to stay engaged and stimulated. According to a recent survey about two-thirds of worker...Read More

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