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Hooked on Adventure

At nineteen years of age, it was the trip of my lifetime. One of my very first travel adventures was in the early 70s when I went cross country as a passenger on a motorcycle. My parents were probably terrified for me, but my boyfriend was a good driver, gasoline was $0.29 a gallon, I had $400 in cash and a plastic coat. What could go wrong? Leavin...Read More

The Amazing Cell-Phone Diet!

Me? I haven’t been able to control my enthusiasm. My wife? She can’t contain her sarcasm. “Gary please tell me you’re running around the house because you’re excited that for once you remembered to put the toilet seat down!” Actually it’s better; much better. I am about to join the list of great inventors–people who have brought about transformatio...Read More

Help! There’s Someone in My Sandbox!!!

My husband just retired. He’s a great guy. I love him dearly. He just doesn’t belong in my sandbox. There’s an old saying, “I married you for better or worse, not for lunch.” Now I know the truth in those words. In Japan, it’s estimated that 60% of the older female population suffer from RHS – Retired Husband Syndrome. ABC News described the sympto...Read More

Security or Adventure – The Price, The Reward!

Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is either a daring adventure, or nothing. Helen Keller Recently I have been reading a book called Daring Greatly by Brene Brown. You may have heard of it. The t...Read More

How to Get Your Spending Under Control

It happens. We treat ourselves once, and then twice, and soon treats become common expenses we can’t afford. Many people find their spending habits slip out of control without their noticing. Debt piles up, savings accounts drain, it’s scary and sometimes difficult to know what’s happened. Successfully understanding where the money’s going, and how...Read More

5 Suntan Myths Debunked

We’ve shared tips on how to stay safe in the summer sun, but did you know that sun safety extends beyond trying to avoid sunburns? Tanning — even just the slight sun-kissed glow from spending time gardening or taking a walk — can be dangerous. Let’s debunk five popularly held notions about summer tans: A little tan is a sign of health A...Read More

A Dummies Guide To Downhill Skiing

Today, let’s take a break from the pressing matters of everyday life– the cost of electricity, the cost of health insurance, and adult onset toe fungus. Instead, let’s reminisce of the carefree time of our youth… Every Saturday afternoon we’d watch the opening of Wide World of Sports on television. Guys would howl laug...Read More

Technology Gives Me A Headache!

I didn’t want a cell phone. I was perfectly content with my land line telephone and felt no need to reach out, touch or be touched by anyone. I loved the quiet periods that came with driving, and wandering through shops and parks, alone and non-communicative. Now if I don’t answer my phone in the middle of dinner at a restaurant, callers worry and ...Read More

We’re 26 Years “Retired,” No $$ Woes – Here’s How!

When 2016 came to a close, I thought I would look back financially to where we started this adventure, from January of 1991. The chart below shows the ascent of the S&P 500 Index over our 26 years of retirement. On our retirement date of January 14, 1991, the S&P 500 index closed at 312.49. It has recently closed at 2262, making roughly an ...Read More

The Grandma Check: How Big (or small!) do you make it?

The grandma check, filled out in careful handwriting and mailed well in advance to ensure timely delivery, is a treasured part of many Americans’ birthday or holiday traditions. But while the concept is simple, the art of grandma check-giving can be pretty complicated. Send too much, and you risk setting a precedent that will drain your bank ...Read More

Sunday Dinner

Do you remember being a kid and all you  could do on Sunday was go to church and then spend the rest of the day with family having dinner? I do! My very hard working Mother would return home from 9 AM mass, change out of her church clothes and into her cobbler apron and start preparing a Sunday dinner which was either roast beef or roast chicken.  ...Read More

What’s an Ear To Do?

Beeps. They haunt me like politicians dressed for combat. Remember the good old days when people wore beepers on their belts like gun holsters? They bragged about their pagers. In the beginning, it meant that you were important. Then everyone got one. The day I saw a construction worker wearing three beepers on his tool belt I knew the device’s day...Read More

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