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A Dummies Guide To Downhill Skiing

Today, let’s take a break from the pressing matters of everyday life– the cost of electricity, the cost of health insurance, and adult onset toe fungus. Instead, let’s reminisce of the carefree time of our youth… Every Saturday afternoon we’d watch the opening of Wide World of Sports on television. Guys would howl laug...Read More

Technology Gives Me A Headache!

I didn’t want a cell phone. I was perfectly content with my land line telephone and felt no need to reach out, touch or be touched by anyone. I loved the quiet periods that came with driving, and wandering through shops and parks, alone and non-communicative. Now if I don’t answer my phone in the middle of dinner at a restaurant, callers worry and ...Read More

We’re 26 Years “Retired,” No $$ Woes – Here’s How!

When 2016 came to a close, I thought I would look back financially to where we started this adventure, from January of 1991. The chart below shows the ascent of the S&P 500 Index over our 26 years of retirement. On our retirement date of January 14, 1991, the S&P 500 index closed at 312.49. It has recently closed at 2262, making roughly an ...Read More

The Grandma Check: How Big (or small!) do you make it?

The grandma check, filled out in careful handwriting and mailed well in advance to ensure timely delivery, is a treasured part of many Americans’ birthday or holiday traditions. But while the concept is simple, the art of grandma check-giving can be pretty complicated. Send too much, and you risk setting a precedent that will drain your bank ...Read More

Sunday Dinner

Do you remember being a kid and all you  could do on Sunday was go to church and then spend the rest of the day with family having dinner? I do! My very hard working Mother would return home from 9 AM mass, change out of her church clothes and into her cobbler apron and start preparing a Sunday dinner which was either roast beef or roast chicken.  ...Read More

What’s an Ear To Do?

Beeps. They haunt me like politicians dressed for combat. Remember the good old days when people wore beepers on their belts like gun holsters? They bragged about their pagers. In the beginning, it meant that you were important. Then everyone got one. The day I saw a construction worker wearing three beepers on his tool belt I knew the device’s day...Read More

Want a Better Life? At 50, 60 and beyond? MOVE IT!

Humans are complex beings of body, mind and spirit. The more integrated we are in these three areas, the more likely we are to have a balanced life. While the spirit is something beyond the physical senses and motor functions, the body and mind are two areas that we can exercise to significantly improve our state of well-being. We have identified f...Read More

Reading Television by Gary Chalk

You know when we do most of our reading these days? When we watch television! I’m not talking about picking up a book while you sit in front of the television. Work with me… In the good old days families would gather in the living room to watch television. The remote control hadn’t been invented so fathers had to put down their Po...Read More

Retiring Early? Consider Costs That Go Along with Your Decision…

Retiring early — say, before age 65 — is a dream for many people. That dream, though, comes at a cost. Before you say, “So long!” to your salary and benefits, here’s what you need to know. Incoming revenue This is obvious, but, if your employer has a match on your retirement contributions, you are losing free money whe...Read More

Cuddling…The End of Ennui

Abandon tedium, replace redundancy. Renew the excitement of life. Get into cuddling, the next new thing.It’s a dismal, gunmetal gray day on the Georgia coast. No sun. The kind of day to cuddle up with something: a bottle, a book or a blonde. Or Waffle House hash browns. Ace Blackbanks, an old friend (chronologically speaking) drops by, shambles ups...Read More

The Experience Dividend: Why Baby Boomers Are Great Employees

Who said work is a four-letter word? With millions of Baby Boomers poised to leave the workforce within the next decade, many of us want to find ways to contribute from our vast wells of experience and knowledge. We want more freedom of expression in our lives instead of continuing what might be a lukewarm commitment to a full-time job.   Yet there...Read More

Exercise Can Alleviate Depression

The CDC reports that more than 1 in 9 Americans over age 12 take an antidepressant – and 60% will be on it for 2 years or more. Yet, several studies have shown that moderate exercise can be as effectiveas taking an antidepressant for mild to moderate depression. You don’t have to be a fitness guru – just walking for 35 minutes, 6 days each week low...Read More

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