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What Is Financial Independence?

Financial independence is that moment when you have enough invested assets to live the lifestyle you want for the rest of your life. You can choose to continue working or not, but you are no longer dependent on a paycheck to live your lifestyle, or to cover your expenses. Financial independence is freedom. You are not chained to a job you dislike, ...Read More

Chew on This . . . Gently

Remember the good old days of Bazooka bubble gum and corn-on-the-cob? When the tooth fairy liked you? Today many of our 32 permanent choppers have aged into dazzling fake news called crowns, implants, veneers, and bridges. They have fighting names like wisdom (if you still have any), incisors, and canines. We brush, floss, and whiten our treasured ...Read More

7 Common Meds That’ll Up Your Risk of Breaking Your Bones!

Do you know how strong your bones are? Most people don’t…unless you’ve had a bone density. That’s a type of x-ray called DEXA that compares the density of your bones to a know population of women so you know if your bones are strong, or are losing calcium at a rate that increases your risk of a bone fracture. It’s information you should know.  Why?...Read More

When We Lose Our Parent(s) – Here’s 7 Tips for Coping

There is no easy way to deal with the loss of a parent. They’ve literally know us our whole lives and for most of us, they provided unconditional love. Unfortunately, it’s part of the life cycle most of us have to deal with. I know when my dad died, it was a huge loss. Recently, a colleague of mine lost her father and asked me if I had any advice f...Read More

Retirement – Making It Meaningful!

At various times in our lives all of us come to a fork in the road – that place where we need to make a decision about where we want to go for our future. Picking a career, choosing a spouse, or determining whether or not to have children are examples of these significant junctures. We think that choosing to retire early rather than working f...Read More

Smile! It’s a Good Hair Day.

  Flow it, show it Long as God can grow it My hair -Refrain from “Hair”   Remember the good old days of Hair and The Age of Aquarius? When hair was an act of rebellion? Some things never change. Hair (or lack of it) helps shape who we are. 13th century Lady Godiva rode her horse through the streets of Coventry, dressed only in her long hair. R...Read More

Could You Become Car-Free?

It wasn’t a decision we took lightly. In fact, Billy and I discussed the idea of becoming car-free for several years. There were good reasons to do it: no more maintenance and repair costs; no more fees for insurance, license plate renewal, or registration; no more fuel expense; and no more worry about storing the vehicle here in the States w...Read More

How Many Words Does It Take?

  There are a lot of words in our lives. The Oxford English Dictionary lists 171,476 words in current use, not including 50,000 words labeled obsolete, technical, regional, new, and invented by people like The Orange Man in the White House.   Think covfefe and braggadocious. The rest of us own fewer words. The average English-speaking adult kn...Read More

Fraud Happens. To US. Here’s What to Watch For…

Seniors lose $36.4 billion each year to financial abuse — $16.8 billion of which comes from deceptive investing tactics designed specifically to take advantage of older Americans.¹ Also known as “financial exploitation,” this type of investment fraud is defined by the use of misleading language to obtain account information and permission to access...Read More

Falls? Falls! Ugh! Here’s What Matters in Prevention…

You may think winter – with its snow and slippery ice – is the only time when the majority of falls occur.  Think again.  And as we and our loved ones age, falls loom large on the list of preventable injuries. So it’s time – right now – to think about how to prevent falls. According to the Centers for Disease Control (CDC): ...Read More

Want Your $$s to Last? Create Financial Sustainability!

These days, no matter what the topic, the talk is all about sustainability. In regards to financial sustainability, there are 3 legs to the stool; Income, spending and Investments. Income Income is derived from money you make through your job using physical or mental labor or both. Passive income can be created through property rentals, bond intere...Read More

Endometrial Ablation: A Solution to Heavy Menstration?

Heavy menstruation (heavy enough to require a tampon or pad change almost hourly) is an issue that affects many women at some point throughout their lives, whether the woman is 20 or is after 50. And, this is not uncommon as we approach menopause. There can be numerous causes for this, but doctors don’t often identify the problem, much less figure ...Read More

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